Key Highlights
- Partnered with a leading EV manufacturer to digitize the ownership journey through a unified financing and resale marketplace.
- Designed and delivered critical workflows for SmartFin buyback, fee summaries, and invoice generation, enabling smooth user onboarding.
- Defined a future-ready loan marketplace with multi-lender comparison UI and pre-approval flows to boost financing adoption.
- Initiated resale and carbon credit modules to enhance lifecycle value and ESG alignment for EV buyers.
Problem Statement
01
Fragmented Journey: The EV ownership experience lacked a seamless, end-to-end flow for buyback, resale, smart loan offers, and carbon monetization, impacting user adoption.
02
Workflow Gaps: Key SmartFin capabilities like fee breakdown logic, buyback pricing, and invoice templates were incomplete, delaying functional validation and user testing.
03
Ecosystem Silos: Absence of resale valuation, loan integrations, and carbon tracking reduced engagement for digital-first, environmentally conscious EV customers.
04
Time-to-Market Pressure: The client needed rapid sprint-based execution to align with aggressive product launch timelines and market positioning goals.
Solution Overview
01
SmartFin Buyback: Introduced a test ride–linked buyback and loan flow, with eligibility screens, dynamic pricing logic, and payment status tracking. Drafted invoice templates and backend hooks to enable smooth buyback execution.
02
Loan Marketplace: Architected a multi-lender comparison interface showcasing EMI, down payment, and interest rate options. Defined pre-approval flows and lender eligibility checks for phased rollout.
03
Resale Module: Created wireframes for a resale journey enabling post-financing vehicle sale. Included placeholders for resale price prediction, SmartFin buyback linking, and partner integrations.
04
Carbon Credit Tracker: Designed UI flows and API proposals to compute and display carbon savings, aligning to potential ESG incentives and rewards for EV users.
05
Agile Delivery: Executed in phased sprints with close collaboration between product owners, business analysts, and development teams, ensuring alignment to evolving requirements.
Business Impact
About The Project
OptiSol partnered with a leading EV manufacturer to build EVFIN, a digital-first platform designed to simplify EV ownership and financing in India. Leveraging Agile methodologies, OptiSol delivered SmartFin buyback workflows, a loan marketplace architecture, resale journey wireframes, and a carbon tracker concept. By aligning closely with business stakeholders and ensuring phased delivery, the platform is transforming into a comprehensive ecosystem for EV buyers.
FAQs:
Can this approach work for other industries?
Yes. The modular architecture and Agile delivery framework can be replicated for other mobility, fintech, or retail platforms that require financing, buyback, and resale journeys.
How does the platform support sustainability goals?
Carbon credit tracking lets users see their environmental savings and potentially earn ESG-linked rewards, aligning with sustainability and green mobility initiatives
How were resale and carbon tracker modules handled without complete data?
Wireframes, placeholders, and API proposals were created upfront, so when partner and data dependencies are ready, implementation can proceed without redesign.
How did OptiSol ensure scalability for future features?
By defining reusable workflows, API placeholders, and integration points for lenders, resale partners, and ESG systems — minimizing future development rework.
How does the loan marketplace benefit users?
It allows users to compare multiple lenders side by side for EMI, down payment, and interest rates, enabling 50% faster financing decisions and increasing loan approvals.
Testimonials of Our Happy Clients
Ken Kisner
Global Head of Digital R&D
My experience has been incredibly positive. They were incredibly easy to work with, even with changing requirements.
They are incredibly competitive, but are only a fraction of the cost of US companies.
They are definitely the most professional of the foreign companies that we were looking into.
Nyswyn K.
Director of Software Development
Our journey with OptiSol has been nothing short of remarkable. For over 7 years, we have partnered with them on our digital transformation, and the results have been truly transformative.
Over the years, we have come to trust OptiSol Business Solutions as a reliable and strategic partner.
Al Bagiro
CTO, Auto Insurance Company
The AI engine was completed on time and trained to 90% accuracy. Their eagerness to learn new knowledge impressed us.
Their team is large to handle multiple projects at once, and likes to resolve challenges as well as learn new things. They also welcome regular communications, and of course, needless to say, develop everything in sprints.
Dan Talken
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OptiSol Business Solutions has shown youthful skill and dedication to the projects. Moreover, they have been quick to implement their solutions without sacrificing the quality of each platform.
We’re constantly impressed with their speed and quality of the development that they achieve on a consistent basis.
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OptiSol Business Solutions has been great at documenting the timeline of the project. They were very responsive and were able to shift focus quickly, as well. They discuss what they’re working on without any issues. So far, there’s no need to improve their service.